The Genius Pension Program backed by 15 Months Rental Guarantees and 20 Years Rental Agreements with a professional Senior Housing Management Group
Solve Your Pension Problems – A Different Approach.
Many US citizens nearing retirement age are facing an uncertain future. The Government pension is not adequate to provide a decent standard of living! Pension annuities from money purchase schemes give poor returns and for the unfortunate people in company schemes that have collapsed there is often nothing there anyway. Life in the US is looking grim for many people.
Is there a solution to this?
In the long term we can only hope that the politicians have the wisdom to come up with an answer. However, in the short term and for those for whom it is already too late the only solution is to "think outside the box".
Free Pensions? - Are They Possible?
The usual answer is ‘only if you are fortunate enough to have an employer who pays huge amounts of money into a pension on your behalf’.
If you are 40 years old (or younger) with little prospect of saving enough money in 20 years to fund your retirement when you are 65 or 68 years old (let alone when you are 60 years old) what can you do?
Wouldn't you be interested in a secured Real Estate Pension Program offered by Geniusystems LLC, which can solve this pension problem whereby:
- You own a high quality self financing real estate asset such as a Senior Residence Studio, which is long term rented for 20 years.
- A professional property management company manages the property to generate enough base income to cover costs and mortgage repayments plus monthly profits for you.
- When the mortgage is paid off, the income and the property is all yours.
- You can build a property portfolio in different States enjoying the same professional management team.
- OK – it’s not an employer paying for your pension but it isn't you either! It is a self financing real estate investment program based on Luxury Lifestyle Senior Residences and backed by a professional property management company, with an excellent track record.
- With only 3.5% of your own equity you can purchase these Genius Senior Residences and create an annual ROI of 12% for the next 20 years.
- The first 15 months are covered with an unconditional rental guarantee, which is prepaid at closing to cover your first 15 months of mortgage payments.
You have to do something to ‘get the ball rolling’ - in this case by investing in a Genius Senior Residence in a desirable location such as California or Florida or elsewhere, built by our development firm which has a track record of 20 years with more than 1.5 million home built.
A mortgage covers the bulk and sometimes all of the capital costs. So far nothing is different from what a lot of people are already doing by investing in a second home and working hard to make it cover its costs.
However, instead of you struggling to pay the mortgage, what makes the Genius Pension Program different is that there is an in-house property management company that organizes and manages the Senior Residences over the long term so that all outgoings and mortgage repayments are covered and you receive every month a profit share from the rental income.
Over the years your equity in the Genius Senior Residence builds at no cost to yourself. When the mortgage is paid off you have either an ongoing income stream or you can sell for a cash lump sum. In any event you have a valuable asset that can be passed on through the family.
In effect it is a ‘FREE GENIUS PENSION’ and one that you fully control for 20 years or more!
To get the same benefits by putting money into a pension fund you would have to be saving net over $1,250 per month depending on your tax status.
Interested In Genius Senior Residence Ownership? - Read On.
Firstly, any overseas property that is going to stand the test of time has to be built to the highest quality of specification and design. That is something that Geniusystems LLC specializes through its own exclusive Geniusystem building technologies.
Secondly, our Senior Residence Management Company has set up its own Senior Residence Rental and Management Business with an impeccable track record of 20 years.
Thirdly, our Senior Residence Management Company has enough Senior Residences under management such that it can do deals in the ‘wholesale rental market’ with other smaller Senior Housing Operators who need extra ‘capacity’ for their own customers.
In this way your Genius Senior Residence becomes an income generating investment even without your involvement.
To achieve this, the company requires to LEASE YOUR PROPERTY for 20 years with an option of renewal after the terms. The rental income from 52 weeks per year covers property management, local taxation, etc. and generates a return on top of 12% for you.
Your mortgage requires only 3.5% per year, which is fixed for 30 years. This covers the mortgage costs and gives you an excellent return on your investment for the next 20 years!
THIS IS THE FREE GENIUS PENSION PROGRAM!
Can it be ‘free’ if you have had to put down a deposit?
We only require a 3.5% to 5% of equity into a secured escrow account to acquire one or several Genius Senior Residences.
Everything depends on the value placed on the property at completion. If the price has risen (and this is likely on exclusive high quality developments) then the mortgage could allow you to reclaim some or all of the deposit. You can then use this to fund another Genius Senior Residence and build a portfolio. However, you might prefer to have a lower mortgage and a quicker repayment window – the choice is yours.
Here is an example:
- A Genius Senior Residence purchased for $100,000
- A 95% mortgage at 3.537% = $442 per month or $5,304 per year with 30 years fixed terms
- The Genius Senior Residence is covered by the 12% return after expenses on the original $100,000 investment i.e. $12,000.
- Your annual profit share from your Senior Residence is $6,696.
- Your first 15 months are fully covered by an unconditional rental guarantee - prepaid at closing and bank guaranteed.
Summary Of Advantages For Property Ownership
- You own a high quality self financing Genius Senior Residence.
- A professional Senior Residence Management Firm manages the property to generate enough base income to cover costs and mortgage repayments plus your profit share.
- When the mortgage is paid off the income and Senior Residence is all yours.
- You can build an nationwide property portfolio in different States enjoying the same professional management team
- You receive on each Genius Senior Residence the 15 months rental guarantee to cover your mortgage payments for the first 15 months.
- The above is a general introduction to a very attractive Genius Pension Program for property ownership and also a potential solution to pension problems. If you would like to know more please contact us and we will arrange for information to be sent.
The figures contained here are for information purposes only. They are subject to change and they are not contractual. Conditions apply.
A 15-Months Rental Guarantee
with Every Genius Home!
Another value-added service for GeniusCoop Members!
Up to 24,000 pre-paid at closing for every 2,500
sq. ft. Genius Home
The Genius Free Pension Program Offers Immediate Cash Flow in 3 Easy Steps:
1.) Open Escrow with $2,500 and chose your Genius Senior Residence
2.) Close Escrow with Balance Due. Our GeniusCoop Loan Programs offer 96.5% LTV
Genius Senior Residences can be financed with only 3.5% of your own capital
3.) Receive your 15-Months Rental Guarantee - Pre-paid at Closing
Your Genius Senior Residence will be rented for 20 years with a ROI of 12% per year
Join us today to get access to incredible real estate investment opportunities at FACTORY DIRECT PRICES helping you to benefit from our expertise and know how without spending thousands of Dollars! You have goals. We help you reach them!
RED CARPET TREATMENT FOR GENIUSCOOP MEMBERS & LICENSE PARTNERS!